Category Archives: FRUGAL LIVING

Saving Money on the homestead


If you were to ask a random group of people “what are the two things of which you wish you had more?”  my guess is that most people would say time and money.  In my last post I discussed some of the things I do to help manage my time on a daily basis.  In this post I want to share some of the things I do to save money and live a little more frugally.

I don’t have a clothes dryer.   I dry all of our laundry outside on a clothes line.   If weather is bad then I hang laundry on drying racks in one of the bathrooms and on the shower curtain rod.  This saves us money on electricity each month.

Menu planning.  Wednesday is my meal planning day.  I take an inventory of what is in the pantry then I sit down with a calender, pen, paper and my tablet to make out menus for the week using what we already have in stock.  This helps in a couple of ways.  I am using what we have on hand so nothing goes bad before it gets used.  Tossing food out because it has spoiled before it was used is like tossing the money spent on the food into the garbage.  Also, some weeks I don’t have to make a trip to the store at all because I already have everything I need.  If you do an online search you will find many free templates to help get you started with meal planning and saving on groceries.

We eat leftovers!  Not much needs to be said here except that we take leftovers to work for lunch or have them as a quick dinner on extra busy nights.  They sometimes get frozen for another meal.  We love leftovers!

Make my own cleaning products.  From window cleaner to laundry detergent, I make most of what we need for cleaning.  By keeping just a few basic items on hand you can very easily whip up  what you need.  I keep white vinegar, baking soda, Dr. Bronner’s Sal Suds, isopropyl alchohol and essential oils on hand for my recipes.  I also keep washing soda, borax and Dr. Bronner’s bar soap for making laundry detergent.  Recipes for these products abound on the internet.

We cut our own hair.  Yes, you read that right.  I save a ton of money by giving myself a basic layered cut every so often.  I learned from a video I saw online.  I also give myself manicures and pedicures.  I will admit that they don’t always look as nice as they do when someone else does them but they are good enough and I love the money I save!  John cuts his own hair with a shaver and I touch up the back for him.

I shop second hand and outlet stores for clothes.  One of my favorite past times is going shopping at the Salvation Army.  I have found many brand name items of clothing in excellent condition to add to my wardrobe.  And since I have basic sewing skills, I am able to do alterations if I find an item that I love that does not quite fit just right.  I also shop the local outlets for end of season sales on shoes and clothes.  One of my favorite stores marks down their clothing to $5 an item.  I am able to add new items to next season’s wardrobe for a great price.  I also make sure that I get as much use out of my clothes as possible before they are sent to the rag box.

Utilize the local library.  The local library is one of my favorite places.   As with all libraries I can check out books, movies and music for free.  If the town library does not have what I am looking for they can request it be sent from another library for me.  And sometimes I just go there to sit in the quiet, read and unwind.  It’s like a free mini vacation for me.

Car pool.  John and I are blessed to work only about a mile from each other.  And our schedules are similar.  That makes car pooling a no brainer for us.  John drops me off in the morning and picks me up in the late afternoon.  On days that I get off early I will drop him at work first then use the extra time run errands before I have to pick him up in the afternoon.  We save a good bit in gas this way.

Using a bike in town.  Another way I try to save on gas  is to use my bike to run errands in our little town.   If I have to go to the pharmacy, library or even to get a few items from the store I can hop on my bike, get some exercise and save gas while running an errand.  John even purchased  panniers (bags) for my bike to make transporting items easier.

There are many places online where you can go to get more information and ideas on how to save money.  One of the blogs I follow is www.theprudenthomemaker.com.  She is not a homesteader but she does an amazing job caring for her family of 10 and keeping her household running on one salary.  I get a lot of inspiration from reading her blog.  I recommend checking it out.

I am always looking for ways to stretch our money further and welcome any ideas or tips that you folks might have to share.

SIDE NOTE: as I write this I occurs to me that each actvity I’ve listed could actually be post in itself.  So I think I will try to address each in more detail in the coming weeks.

 

Time Management on the homestead

I am routinely asked how I do everything that I do.  Well, it can be a challenge, that’s for sure!  Time management is something I find difficult.  Working full time away from the house while trying to do some homesteading fills my days and sometimes I get overwhelmed.  It is necessary that I continue to work outside the home at this time in order for us to reach our goals.  Someday I hope to be able to be at home more but until then I need to allocate my time wisely.  These are a few things I’ve found helpful in keeping my sanity and getting done what needs to be done.

  • Have realistic expectations.
    I try to be kind to myself.  I’ve come to understand that I can’t do it all and it’s OK.   There was a time not so long ago that I would beat myself up for not doing as much as I thought I should be able too.  For instance, we have a fairly large garden but there is still yard space to spare.  I had aspirations of digging up the rest to plant more food.  That would be awesome!  But, the more I thought about it the more I came to the realization that I did not have the time to take care of more garden space.  Sure, we could get everything planted but it wouldn’t be long until we were swimming in weeds.  We could potentially loose what we worked so hard for because we didn’t have the time to tend it.  And even if we did I probably would not have the time to preserve it all anyway.  It’s better to have a garden the size that John and I both can handle and have success then to become frustrated due to unrealistic expectations.
  • Create a schedule.
    In addition to working my day job and completing my homestead chores (gardening, food preservation, chicken tending, etc…) I also have the activities that come along with daily household management.  There is still house cleaning, grocery shopping, meal preparation, laundry and numerous other jobs needing attention.  I found that by making a schedule of “chores”, both homestead and daily household,  I can at least keep my head above water.  Everyone’s schedule will look different.  Mine even looks different depending on the time of year.  In general I have a list of things that need to be done each morning like make breakfast, pack lunches and wash breakfast dishes.  Each evening I know that I will be making dinner, making lunches for the next day and putting them in the fridge, cleaning the kitchen, meal prep for the next night if needed and washing a load of laundry.  I  add in time in the garden during the season and my chicken duties each night too.  I broke my house down into cleaning zones.  I work on a different zone each week and spend 15-20 minutes each night Monday-Friday, cleaning that zone.  Last week my cleaning zone was the kitchen, so I did those tasks that don’t need to be done daily like cleaning the oven or wiping down and organizing the cabinets.  I have a list of jobs to be done in each zone that I follow.  Then I add in one or two other jobs each day.  Monday night I work on making gifts for upcoming birthdays, holidays, baby showers or whatever occasion that calls for a gift.  Wednesday night is menu planning and Thursday is grocery shopping.  This might all sound complicated but once it was in place it was extremely helpful.  I used the plan over at www.flylady.com to get me started.  She’s awesome!
  • Ditch the Cable or Satellite.  TV is a huge time waster! Giving up satellite was a bit hard for us at first.  We’ve been without for a few years now.  We use a Roku to stream Netflix, Amazon, the History Channel, PBS, and many other channels.  Some are free and some are pay.   And during football season we can watch our Ravens play thanks to the digital antenna that John installed in the attic.  So we can pick up the local station and watch the games.  The one thing we got into the bad habit of doing was watching YouTube videos.  That can suck as much or even more time!  Now we try to limit our YouTube viewing to a few short videos each night.  There are some we save and watch them all at one time on the weekend.  We also watch a movie once a week, usually on Saturday night.
  • Try to create more time. 
    I know that we all have the same 24 hours in our day that we can use.  Figure in time for getting ready for work, traveling to and from work, the 8 hours spent at work, the 6-8 hours (more or less) for sleeping, that doesn’t always leave for a lot of time to do what needs to be done.  Thankfully, I have been with my employer for long enough that I get 4 weeks a year for vacation and personal/sick time. We rarely take vacation since we are trying to become debt free ASAP and then save for our place in the country.   I choose to use my vacation time at home to work on projects, work in the garden or work on food preservation. In addition, I have a half day off every week which allows me to run errands that might get otherwise delayed or neglected.  We are also grateful that John is off during the summer months.  This allows him to get his big projects completed as well as to help me.  Which brings me to my next point.
  • Understand that it takes both of you. 
    If you are married or homesteading with a friend you will not be able to get everything done if you don’t help each other.  If John did not help with the weeding and garden prep I would be so overwhelmed that gardening would not be fun.  In turn, if he is working on a project and needs an item unexpectedly, he will order it online and I will swing by and pick it up from the store on my way home.
  • Prioritize.
    This is the time of year when the garden is going gang busters, produce needs to be put up, and the fall garden needs planted.  These things take priority.  Growing and preserving our food for winter is first and foremost. When we had our fireplace and heated with wood, firewood was a priority.  So if my linen closet has to wait until fall or winter to before I can re-organize it, or the oven had to wait several days longer to be cleaned, so be it.  I can live with that.  Food and heat are priority.
  • Take a day to rest.
    I know this might sound crazy.  Here I am complaining about not having enough time and now I’m suggesting that you take a day to rest?  Yes, I am!  You can do a google search and find numerous articles advocating a day of rest.  We all need to take time to recharge each week.  God felt that it was so important that He create the Sabbath and commanded us to remember it and keep it Holy.  John and I do not do any work for money or around the house from sundown Friday night to sundown Saturday night.  We are working so hard all week that we so look forward to that time for resting, recharging and spending time together and with God.  In fact, I think that because we do honor this time God has created and commanded us to set aside that we are able to accomplish as much as we do every day.  Give it a try!

If you have been feeling overwhelmed I encourage you to try some of the things that helped me.  This is not an exhaustive list of time saving tips by any means but it’s a good place to start.  What time saving tips do you have that you’d like to share?  I’d love to hear them!

The little things I do each week to save money

It might not seem like a big deal to some folks but I’ve learned that the little things we do on a daily basis really do make a difference.  Here is a list of some of the things we do (or try to do!) on a regular basis to save money:

-Dry laundry outside on the line, weather permitting, or hang it on racks inside to dry.  This not only saves money on electricity but also adds needed humidity during the winter months.

-We usually turn our oil burning furnace off in April.  We have an electric hot water heater so the furnace is not needed during the warm months.  It usually gets turned back on sometime in October. So far this winter we have no yet had to turn it on again.  Earlier this year we purchased 2 cords of hardwood for $400 delivered to add to the cord we had leftover from last year.   We have been using our zero clearance fireplace and a couple of small electric space heaters to heat the house.  It can get up to 82 degrees in the main rooms and 65-68 in the other rooms which is comfortable for us.  We would have spent well over $1000 on oil by this time if we were relying on it for heat.   And we have had average lows of 25-35 degrees and highs of 35-45 degrees.

-I cut my own hair.  I work outside the home so I need to look professional.  As I’m sure you know hair care can cost a bundle.  I found a video on YouTube that shows how to cut your own, simple layered cut at home!  I was a bit nervous at first but figured what’s there to loose?  If I mess it up I’ll just go to the salon to get it fixed.  If it turns out then I’ve saved at least $25!  Well, my awesome husband (AH) likes my home cut better than any that I’ve had professionally done in the 24 years we’ve been together!